While several of our peers were severely impacted by the crisis and some had to close down their businesses, Al Mal Capital had a proactive approach in restructuring its businesses in order to safeguard the capital of the company while preserving its infrastructure and resources. We managed to distribute 40 percent cash to our shareholders. A key element to our strategy is a long term belief in the region’s potential. This is especially the case with the Gulf Countries as their economies are expected to grow significantly faster than those of many other parts of the world.